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Group Medical Takaful Plan
Health is the most important asset of one's life. Good environment, balanced diet and regular exercise help to prevent many diseases but nothing can guarantee a continued disease-free life.Environmental pollution, ecological changes, lack of balanced nutritious diet, increased traffic, continued mental and economic pressure, all contribute to the chance of becoming sick.Almost everybody could afford outpatient treatment, but when hospitalization is required, the heavy expenditure incurred for hospital treatment adds to worry and anxiety. In order to be free from the worry and anxiety of hospitalization treatment expenses we request you to take a health takaful (insurance) scheme of Bengal Islami Life. By paying a small premium you can ensure a high level of Hospitalization treatment expenses.
Scope and Beneficiaries of this plan:
Entitled Beneficiaries : All regular employees including their dependent family members (spouse & dependent children) will be covered under the said Hospitalization Takaful (insurance) Scheme.
Scope : The scheme shall cover reasonable and necessary treatment expenses of an insured as an in-patient within his benefit entitlement in any Govt. Hospital as well as recognized private Hospital or clinic registered with the legitimate Govt. authority. Coverage shall include pre-hospitalization, in-Patient (hospitalization) & post-discharge follow up treatments as described under special features.
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Our supplementary Medical Takaful Plan:
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In-patient (IPD) Plan:
- Daily room and board charges
- Nursing care and services
- Intensive care benefits
- Cost of registered ambulance services to and from hospital
- Surgical benefits
- Doctor’s in-patient visits
- Diagnostic x-ray and laboratory expenses in the hospital
- Minor surgeries and day care
- Selected pre and post hospitalization expenses
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Maternity Plan:
Maternity Benefit shall mean benefit for any condition related to pregnancy or child birth and any complications there from during the period from the date of conception till final delivery.
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Out Patient Plan:
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General Out-patient (OPD) Plan (Coverage area as per following):
- Consultation
- Medical Investigation
- Medicine
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Dental Out-patient (OPD) Plan (Coverage area as per following):
- Consultation
- Scaling
- Filling
- X-Rays
- Medication
- Root Canal Treatment
- Capping for root canal treated tooth
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Optical Out-patient (OPD) Plan (Coverage area as per following):
- Consultation for errors of refraction
- Tests for errors of refraction
- Prescribed Medicine
- Costs of frames
- Costs of prescribed lenses
- Lenses & Spectacles
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